Apenas dois de cada dez Clio vendidos foram comprados à vista. Veja os modelos mais financiados em 2014
Mesmo com a restrição ao crédito no mercado de carros nos últimos anos, o que limitou os financiamentos, muitos carros conseguiram manter um bom volume de vendas graças à compra a prazo. O que mais se aproveitou da oportunidade foi o Clio, o carro que teve a maior parte das vendas feitas a prazo.
Nada menos do que 16.155 dos 20.301clientes que compraram o Clio no ano passado usaram o financiamento para pagar parte do valor da compra, isto é, 79,4%.
Em volume, o campeão de financiamento é o Palio, da Fiat, com 126 mil carros comprados a prazo em 2014, mas proporcionalmente o hatch da Renault é o campeão. O curioso é que alguns carros de segmento superior e portanto mais caros, tiveram grande volume financiado (proporcionalmente ao volume vendido), caso do Cruze. Nada menos do que 75,9% das vendas do sedã médio Cruze, da GM, foram feitas com parte do pagamento em prestações. Ele foi o segundo carro “mais financiado” em 2014.
O terceiro mais financiado foi o Versa, da Nissan, que comercializou 15.400 unidades no ano passado, com 75,8% financiadas (11.673). A quarta e a quinta posição são de carros da Chevrolet: o Prisma vendeu 88.373 unidades em 2014 e 75,5% delas foram financiadas (66.751), e o Ônix comercializou 150.829 carros sendo 74,3% financiados (112.033).
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